Retirement Savings Calculator
Project retirement savings from your current balance, monthly contributions, time horizon and assumed return.
Your numbers
Understand your result
Use projections as planning scenarios
Long-term investment returns are uncertain. Try several return and contribution assumptions rather than relying on one forecast.
How the retirement calculator works
The projection combines your starting balance with monthly contributions and an assumed annual return over the years remaining until retirement. It is a planning scenario, not a guaranteed investment outcome. Changing the contribution, time horizon or assumed return can show how each input affects the projected balance.
What to compare
Run more than one scenario. Compare a conservative return assumption with higher monthly contributions, or test what happens when you extend the saving period. Longer time horizons can make compounding more influential, while higher contributions increase the amount of your own money going into the plan.
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