Home Affordability Calculator

Estimate a home price from income, debts, down payment, mortgage rate and a housing-budget target.

Your numbers

Gross annual income ($)Monthly debts ($)Down payment ($)Mortgage APR (%)Loan term (years)Housing budget (% of gross)Tax/insurance/HOA monthly ($)

🧠 TUTORCALC EXPLAINS

Understand your result

Affordability is different from approval

Lenders use their own debt-to-income rules, credit standards, taxes, insurance and underwriting. Use this as a planning scenario rather than a lending decision.