Debt-to-Income Ratio Calculator

Calculate a simple debt-to-income ratio from gross monthly income and recurring debt payments.

Your numbers

Gross monthly income ($)Housing payment ($)Auto loans ($)Student/personal loans ($)Credit card minimums ($)Other monthly debt ($)

🧠 TUTORCALC EXPLAINS

Different lenders may include or exclude certain obligations and may apply different thresholds depending on the product and borrower profile.